Mortgages
With access to hundreds of mortgage products from a variety of lenders, we can help find the mortgage deal for you.
Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Buying a New Home
Whatever your reason for buying, it is an exciting time. It can also be incredibly stressful. Working with me to get the right mortgage for you can make the often- complex journey to home ownership smoother, faster and less stressful.
Debt Consolidation
If you’re juggling multiple debts, a debt consolidation mortgage can help simplify your finances. I work with lenders who allow you to remortgage and release equity from your home to pay off unsecured debts like credit cards or loans. This can reduce your monthly outgoings and make repayments more manageable — all in one place. I’ll guide you through the process and find the right deal to suit your needs.
Adverse Credit
If you have a poor credit history — such as missed payments, CCJs, defaults, debt management plans or IVAs — getting a mortgage can feel challenging. I specialise in securing adverse credit mortgages, working with a range of specialist lenders who consider more than just your credit score. With the right approach, we can often find
a solution that fits your circumstances and helps you move forward.
First Time Buyers
Getting your first home is as thrilling as it is petrifying! I’ll guide you through the whole process. Not just getting the mortgage, but what steps you need to take along the homebuying journey. I specialise in helping first time buyers with their home ownership dreams.
Remortgage
When it is time to switch your current mortgage to a new deal, either with your existing lender or a new one. I will take all the pain out of the process, ensuring you find the right deal for you, whether you’re looking to reduce monthly payments, get a better interest rate, or release equity from your home.
Buy to Let Mortgages
Looking to invest in property? Or remortgage an existing one? I help landlords — whether first-time or experienced — secure buy-to-let mortgages tailored to their goals. I work with a wide range of lenders to find competitive rates and flexible options, whether you’re purchasing your first rental property or expanding your portfolio. From application to completion, I’ll guide you every step of the way.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £199 to £995 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
SureStep Mortgages Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
SureStep Mortgages Ltd are registered in England and Wales. Registered No: 15145542. Registered Office: 39 Burney Road, Penrith, Cumbria, CA11 8FU.
